May 17, 2025 – Saint Michael Archangel to Latin-American mystic Lorena – THE GREAT BLACKOUT – “The Home That is Not Protected by the Blood of Jesus Christ Will Lose the Protection of All Heaven… When the animals flee, nature remains static, and the Shofar sounds at the same time in some parts of the world, the Great BLACKOUT will begin… Strange and unusual things will happen, such as the appearance of Doomed Ghosts, Evil Demons, and Demonic Entities Incarnate… When the light comes back, everything will change; the Currency will have been Digitized, and a lot of information, especially Religious Information, will be erased…”

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MESSAGE OF SAINT MICHAEL THE ARCHANGEL TO LORENA
Saturday May 17, 2025
The Great BLACKOUT

I, Saint Michael the Archangel, leader of the militant army in this relentless struggle against the forces of evil, come to fight the battle and to help you in all your needs. Do not forget to invoke me in time and out of time so that you may fight the battle against the dark forces where I will defend you from all evil.

The obscurity is approaching and will not be an Artificial Darkness, but also a Spiritual one. The souls lacking in grace and sinners will be strongly attacked by evil in order to achieve the task of entering their souls and minds, leading them to commit atrocities and wickedness. The Darkness will not be only Artificial, but Spiritual.

Dense mists will cover the world, and the Evil Spirits, Incarnated and Disincarnated, will come ready to commit robberies and acts of vandalism.

The Home That is Not Protected by the Blood of Jesus Christ Will Lose the Protection of All Heaven; the Apocalyptic Trumpets will sound in the spiritual world before the Artificial and therefore Spiritual BLACKOUT begins.

The animals will flee and hide from the darkness because they, as God’s creatures, will be able to feel it and will flee and hide to take refuge from the dense darkness. Nature will remain static for a few minutes, and the Apocalyptic Trumpets will sound and be heard above all spiritually, in the Spirit of Men of Good Will, but will also be heard by the human ear in some parts of the globe, particularly in blessed places such as those of Marian apparitions.

When the animals flee, nature remains static, and the Shofar sounds at the same time in some parts of the world, the Great BLACKOUT will begin.

Have Blessed Candles, Water, Oil, and Exorcised Salt, Food, and above all a Lot of Faith and Devotion to God.

Everything will stop working due to the great blackouts; technology will fail, and everything will be in Permanent Worldwide Chaos.

The only homes that will be protected are homes Armored with the Blood of Christ.

Therefore, recognize your home as a Catholic home devoted to the Most Precious Blood of Jesus Christ. If you want to have wider protection during the blackout, pray every day the devotion to the Most Precious Blood of Jesus Christ; it will serve as a great protection.

Wicked and Demonic wandering souls and enraged demons will roam the world; therefore, Protect yourselves with the Blood of Christ in your Hearts, Souls, and Minds.

The New World Order intends to destabilize humanity and bring it to the brink of despair, but the patience of the Saints of the End Times will lead you to endure everything that happens.

Remain in continuous vigil and prayer, especially at night, that no one ceases to pray in the house; take turns because the Spiritual Darkness will descend.

Men lacking in grace will be taken over by demons and will begin to steal and rob, especially because there will not be enough food.

Build Forts of Prayer day and night and be vigilant because strange and unusual things will happen, such as the appearance of Doomed Ghosts, Evil Demons, and Demonic Entities Incarnate.

Have Faith, Trust, and Patience; Pray, Pray, and Pray without losing heart; Only Prayer Will Protect You.

When the light comes back, everything will change; the Currency will have been Digitized, and a lot of information, especially Religious Information, will be erased from communication platforms such as YouTube, Facebook, Instagram, TikTok, and others.

If you have Gold and Silver, store it, and if you do not have enough money, store non-perishable food, since we will live in communities that do not accept modernity nor the rules of the New World Order. Barter, and humanity will run rampant to the alternatives that the New World Order offers, but Do Not Run Like Sheep to the Slaughter; ask the Holy Spirit for discernment and discern under His light What To Do and What Not To Do.

Heaven will guide its children with love; even if everything goes wrong, remember ‘Do Not Fear’ because I am here to Help You and Defend You from all difficult events in your lives.

I, Saint Michael the Archangel, Prince of the Heavenly Militia and Leader of my Militant Army.

Who is Like God! No One is Like God!

April 13, 2023 – Important Instructions from Our Lord, Jesus Christ, regarding the future economic collapse and digital currency – By a soul – MaryRefugeOfSouls

April 13, 2023

Blessings dearly beloved ones,

Recently, I, “a soul”, was given an important instruction from Our Lord, Jesus Christ, that I am meant to share with you all, my dearly beloved followers of this blog, MaryRefugeOfSouls. This instruction is regarding the coming economic collapse, and, in particular, the digital currency that will be imposed in my beloved country, the United States of America.

Beloved ones, Jesus instructed me that people need to prepare for a coming time when they will need to have already gold, silver, and cash on-hand. In particular, when the digital currency is imposed in our country, everyone who has money still in electronic form, such as money in their online accounts like the banks, etc., will lose all of their money. Yes, all of your bank accounts will become worthless and be zeroed out.

Beloved ones, at the time that people realize that the digital currency is about to be imposed, everyone will be panicking and there will be many bank runs all over the country as everyone will be attempting to pull their money out of their online accounts.

Beloved ones, Jesus has told me that He does not want His precious children to be caught up in all of the panicking over the digital currency. Rather, He wants His children to be safe and so, He has provided the following instructions.

Firstly, Jesus has indicated that His children should start gradually and systematically pulling out their money from their bank accounts, so you will not panic later when you realize that everything you hold electronically in the bank will be wiped out.

Jesus told me that many people will resist the draconian measures of the digital currency being imposed on everyone. So, yes, we will witness protests and fighting in the streets of patriots resisting this governmental takeover.

So, beloved ones, this means that once the digital currency is imposed on everyone, that there will be some places and businesses which will still continue to accept the U.S. dollar for exchanges and transactions. Such places and businesses will continue to honor cash — knowing that it is the real currency of our beloved country — however, this period of time when cash will continue to be accepted and used will be very limited and temporary, and will not be universally available in all locations.

Beloved ones, gold, silver, and the U.S. dollar in cash form will all be outlawed; and all such forms of currency will only be used in the “underground” or “black” markets. So, paying for goods and services in gold, silver, and cash, will become increasingly dangerous and more difficult to do, because supplies will be very limited by then and will not meet the demands of the people who want to resist the digital currency.

Beloved ones, Jesus wants me to emphasize that the best way to prepare for the upcoming hardships and economic upheaval is for people to set aside 3 months of food for each person in their household. Because the most important need that people will have in the future is access to food and clean water.

Beloved ones, I have been told by others that one of the best ways to obtain long-term food storage or emergency food, is through the Church of the Latter Day Saints (Mormon Church). This is because their religion dictates that adherents maintain one year of food storage for each person in their household. So, the Mormon Church has some of the best prices for long-term quality food and you do not need to be Mormon to purchase such food from them. You should search on the internet using the words, “food pantry” and “latter day saints”, to see what affordable options are available to you locally.

Beloved ones, Jesus also instructed me that people should, if possible, pay off the mortgages on their homes and property. By doing this, many people will not be worried about becoming homeless during the imposition of the digital currency. Also, many people will not be afraid if they end up losing their jobs (employment) in the future. So, if it is possible, please pay off your mortgages and pay off as much of your other debts. You will be very grateful to God in the future by doing this.

Beloved ones, I love you and Jesus wanted me to tell you that He loves everyone, too.

Remember that God has a Good Plan for us all and everything will be OK.

God bless,
a soul

Recommendation by A Soul for purchasing silver rounds:
Century Silver Exchange: Miraculous Medal Medjugorje Silver Rounds

https://www.centurysilver.com

December 2022 – Article #2 of 2 – My Experiences and Recommendations on Buying Fractional Gold (Goldbacks) – By a soul – MaryRefugeOfSouls

December 30, 2022

Blessings beloved ones,

I, “a soul”, am presenting to followers of this blog, MaryRefugeOfSouls, the second of two articles, which I hope will help people looking to preserve and maintain their wealth in this challenging time when much paper (fiat) money is losing value due to inflation. The first article was about silver rounds, which I hope everyone read and found useful. This second article is about my experiences with fractional gold. My hope is that both articles will help people prepare for these uncertain economic times. Please be sure to read both articles, so you can make the best informed decision for yourself. Please note that I am NOT a financial broker or dealer or tax or legal expert. So, I urge you to investigate further and seek professional help based on your situation. I am just giving you my opinions based on my personal experiences as a Christian believer.

As I shared in my earlier article, I first started out purchasing silver rounds with religious images over 12 years ago. However, over time, I realized that it was important to me to diversify my emergency funds beyond only silver. This is because the spot price for silver ounces seemed so volatile to me (ranging between USD $15 to $50 an ounce at different times, today, it is about USD $25). So, for my peace of mind, I wanted the stability of the spot price of gold, which seemed to simply steadily increase over time.

Of course, being a person of limited means, buying an ounce of gold has always been out of my range (today, the spot price is about USD $1,800 an ounce). Moreover, it has been important to me to purchase gold in smaller, incremental amounts, rather than one ounce pieces. This is because if the economy tanks, I doubt people would be using one ounce gold coins / rounds to buy a loaf of bread and quart of milk. So, I ventured out with purchasing one gram gold bars minted by Valcambi, a private mint based in Switzerland, and later, I added one gram gold bars minted by Perth, the official government mint in Australia. (Today’s price for one gram of gold is about USD $75). I chose the one gram bars from Valcambi and Perth, because they had simple designs that did not offend my Christian sensibility. However, I did eventually stop buying from the Perth mint, because I did not agree with what the Australian government was doing to their people during the Covid lockdowns.

Although I have been blessed at times to be able to buy gold in higher increments, such as 2.5 gram bars and 5 gram bars, etc., I realized that I was doing this only to preserve my wealth and to cease any headaches due to volatile silver spot prices. However, buying one gram gold bars was doing nothing to sanctify my money before God, or could potentially lead to people’s conversions in a future economic downturn. That was the great advantage that I had with purchasing silver rounds with Christian images.

Until today.

My dear brothers and sisters in Christ, I am so excited to share with you all about a gold product that I recently discovered. I think you all will be very interested and I hope this information will help many people.

Now, let me backup and say that fractional gold is any gold product that comes in an incremental amount of less than the standard one troy ounce of gold. So, fractional gold would include pieces that are 1/2 ounce, 1/4 ounce, 1/10 ounce, one gram, etc. Anything that is less than one troy ounce which is equal to 31.1034768 grams. Having the option to purchase gold in such fractional increments is wonderful, because it enables more buyers to be able to own gold on more limited budgets. And I am all for the win of the little guy when it comes to competing with big corporations, big banks, and big-time investors.

Well, today, dear brothers and sisters, I have the pleasure of introducing you all to the “Goldback” (https://www.goldback.com). Goldbacks are similar in concept to banknotes, such as the Federal Reserve note known as the US dollar, however, they are not paper (fiat) currency. Rather, goldbacks are described as the “world’s first physical, interchangeable, gold money, that is designed to accommodate even small transactions”. And when talking about small transactions, this is a literal description, because today’s value of one goldback is about USD $3.90 (about the cost of a cup of coffee). It solves the problem of making gold easily spend-able and useable for actual barter. They look similar in size to banknotes, such as the US dollar. However, they have small increments of gold actually embedded within the note. So, they are definitely NOT any type of paper currency. They hold intrinsic value because they consist of actual gold!

Goldbacks come in the following denominations:

1 Goldback (equals 1/1000th ounce of gold)
5 Goldback (5/1000th ounce of gold)
10 Goldback (10/1000th ounce of gold)
25 Goldback (25/1000th ounce of gold)
50 Goldback (50/1000th ounce of gold)

They are recognized as currency in 4 states so far: Utah, Nevada, New Hampshire, and Wyoming. And, in 2023, goldbacks are planned to be rolled out in Alaska, Idaho, and South Dakota. Moreover, goldbacks can be used in any state or country that accepts gold for barter or trade.

I do not live in any of the states that recognize the Goldback as currency so far, but that has not deterred me from stocking up on them. Each state has their own series of designs for their goldbacks, but they are also interchangeable with other states that recognize them. For example, you can use Utah goldbacks in Wyoming, etc. Also, as you can tell from the earlier chart, five 1 Goldbacks equal a 5 Goldback, two 5 Goldbacks equal one 10 Goldback, etc. They are fungible both in terms of the amount of gold within each note, as well as the going EXCHANGE rate. So, for example, if 1 Goldback is worth USD $3.90, then a 5 Goldback is worth 5 times more at USD $19.50.

Note, to figure out the going spot price of the actual amount of gold found in any Goldback, you just divide the spot price for an ounce of gold by 1000. Then, you take that number and multiply it by the denomination of the goldback.

So, for example, if the spot price for gold is USD $1,800 an ounce. Then, 1 Goldback has $1.80 worth of gold embedded in the note, a 5 Goldback has USD $9 worth of gold embedded, a 10 Goldback has USD $18 worth of gold embedded, etc.

The exchange rate is the prevailing AVERAGE of what people are willing to exchange goldbacks at any particular time in monetary or barter situations in the different states. Whereas the cost of purchasing goldbacks is typically about double the amount of gold embedded within the note. So, for example, 1 Goldback might have USD $1.80 worth of embedded gold, a purchase price of USD $3.60 from a currency dealer, and an average exchange rate of $3.90 between people and businesses accepting goldbacks. However, people are often willing to exchange goldbacks for much more because they are so much better to possess over paper currency, since they are sound money and have intrinsic value as a gold product.

Now, we are getting to the most exciting part. Most of the designs for the different goldbacks have Christian and liberty influences. For example, I purchased several 1 Nevada Goldbacks, because they have Our Blessed Mother Mary on them. I also like several of the Wyoming designs, which are based on biblical characters and themes. The 25 Utah Goldback has a pro-life design and the entire New Hampshire series is very patriotic. I was so happy when I discovered this. Finally, a gold fractional that has a low barrier to entry — meaning a lot of people can own gold on limited budgets AND it is a gold product that I would be proud as a Christian to possess and exchange with others as currency. And having the Blessed Mother on my gold is just icing on the cake. Note, I have included the description of the 1 Nevada Goldback below along with the link to the art gallery, so you can see the various designs available so far in the different states.

Also noteworthy, I believe that the availability of goldbacks now is providential. This is because gold is honest money being recognized in the Holy Bible as an acceptable form of monetary exchange between nations, societies, and people. The concept behind goldback currency is certainly a better alternative than digital currency (precursor to the mark of the beast). Honestly, I want nothing to do with any digital currency that may be rolled out by the Federal government. That’s why I believe in owning both gold and silver because I want to maintain my independence and freedom. I want to maintain my options, meaning, my ability to not be enslaved to any draconian system that requires people to give up their rights in order to physically survive.

I believe that goldback currency will help to achieve this goal of independence as an alternative to beast like enslavement. Certainly, people need to be prepared first spiritually, then second, physically with survival food, water, etc. But, as the economy falters and we move into a transitional economic state before the Great Tribulation, if you can prepare beyond these basics, then having an emergency fund of gold and silver has its place in your survival plans. Moreover, having some goldbacks on-hand is something to consider to diversify your exposure risks.

Now, there are several methods of purchasing goldbacks. If you want to buy goldbacks right away, the best way is through a reputable currency dealer. I have found that these three companies give good purchase rates for their goldbacks: Defy The Grid, Finest Known, and Money Metals. Others can be found on this list: https://www.goldback.com/where-to-buy-goldbacks Personally, I have used Defy The Grid in the past and have found them to be a very honest dealer with a quick turnaround speed in getting their products shipped to you. I also have been impressed by the knowledge I have gained in reading various articles about gold and silver on the website for Money Metals. They certainly go out of their way to help people learn about the bullion markets.

Finally, I want to tell you a little about Alpine Gold / United Precious Metals Association (UPMA) (https://upma.org). Alpine Gold is a company owned by Goldbacks, Inc., the actual company that produces and promotes goldbacks for the various states. Both are located in Utah and they are both an excellent company to deal with. I have an account with United Precious Metals Association (UPMA), which is owned by Alpine Gold and it is the method I use to buy goldbacks at the best price. This is because UPMA does NOT add a premium to their goldbacks, meaning they are sold at wholesale costs. Note, goldbacks are available to international buyers and they do ship goldbacks globally. UPMA has over 40,000 members so far and they are expanding their membership.

There are also several advantages to owning an UPMA account. Besides purchasing goldbacks at wholesale prices, you can also purchase goldbacks on a monthly subscription at wholesale prices as well. You can also leave the goldbacks in your account at their vault and their reserve is kept at 100% (fully backed by goldbacks) all the time. This means that their vault is not a Ponzi scheme / derivative nightmare and you will always have access to your money. Also, if you own a goldback account, it has no fees associated with it — it is absolutely free to store your goldbacks at the vault until you want them. Then, once you want your goldbacks, you can specify the exact number, series, and denominations you want your currency in — no problem!

The only downside to a UPMA account is that it can take a bit of time for a deposit to clear, especially, if you do a bank / credit union ACH transfer, etc., to purchase new goldbacks. So, if you want immediate access to your goldbacks, it is best to fund the account by bank / credit union cashier’s check or money order. You can also exchange your existing gold and silver products for new goldbacks. Also, you can place your existing gold and silver products in the vault at UPMA for a reasonable fee, as well as buy directly through Alpine Gold more US Gold and Silver Eagle Coins for your UPMA account.

Also, you can make additional money on your goldback account through their lease option, as well as use their VISA debit card for a reasonable monthly fee if you want to use sound money in your daily money transactions. Note, you can always put the VISA debit card on hold so you do not get charged the monthly fee if you are not using the card. It works as a preload debit card needing only USD $50 minimum to use from your goldback account. It is my understanding that the VISA debit card can be used by international owners of UPMA accounts and does not require a financial background credit check.

If having an UPMA account appeals to you, please visit their website for more information. https://upma.org/

Also, this is my only “plug” for this blog, MaryRefugeOfSouls. If you decide to sign up up for an UPMA account, here is my referral link. It does NOT cost you anything more to sign up using my referral link – so, it is absolutely free for you — however, I will make a small commission that I will use to support this blog, MaryRefugeOfSouls. Thank you for considering this. https://member.upma.org/?referral=232391418801860196

I truly hope that I have helped many people through these past two articles. Be sure to watch the videos, especially, the interesting interview by Mike Adams of Jeremy Cordon, the founder and creator of Goldbacks. It is worth the time.

God bless,
a soul

DESCRIPTION
Goldback Art Gallery: https://www.goldback.com/goldback-art-gallery

1 Nevada Goldback
Caritas (Charity)

Caritas, or Charity, is the Virtue beautifully featured on Nevada’s 1 Goldback Denomination. This is her first appearance on a Goldback Design, and is notably patterned after a depiction of Mary, the mother of Jesus, in St. Augustine’s Catholic Church in Austin, Nevada. Catholicism is Nevada’s most dominant religion and St. Augustine’s is the oldest Catholic Church building in the state. Like all Goldback designs, the art contains many levels of symbolism. Some major symbols of Charity featured include: the Sierra Nevada Lily, which is in the container below Mary’s feet to the right; the Mary Magdalene Rose, in the container on the left; cherubs crowning Mary and Burning Hearts to either side of her; Charity’s lit candle in her hand, and Nevada’s sun, rising over the mountains seen through the window behind her.

The window, the candlestick in the right corner of the window sill and the columns on each side of the design, are each inspired from St. Mary of the Mountains Catholic Cathedral in Virginia City, (now, Saint Mary in the Mountains Catholic Church & Museum), which was also an inspiration for this artwork. The window below Mary’s dress hides the word “Love”, the symbol of a square, a compass, a wagon wheel, and rosary beads. The viewer will also note the ash tree, symbolizing marriage and Las Vegas’s status as the marriage capital of the world; and a family of ring-necked pheasants, which showcase the selfless acts of nurture and protecting their family and young.

VIDEO: What are Goldbacks? Are they real gold? Easy to counterfeit? (6 minutes)
https://youtu.be/8rhO7TRp6z8

VIDEO: GOLDBACKS Explained – Are they a scam or gimmick? (24 minutes)
https://youtu.be/1-n-_cvdPXg

VIDEO – Natural News with Mike Adams – Interview with Jeremy Cordon, Founder of Goldbacks – Currency with Atomic Gold (47 minutes)
https://www.bitchute.com/video/KpCHd5sBR3bg/

ALSO SEE:

December 2022 – Article #1 of 2 – My Experiences and Recommendations on Buying Silver – By a soul – MaryRefugeOfSouls
https://maryrefugeofsouls.com/2022/12/29/december-2022-article-1-of-2-my-experiences-and-recommendations-on-buying-silver-by-a-soul-maryrefugeofsouls/

December 2022 – Article #1 of 2 – My Experiences and Recommendations on Buying Silver – By a soul – MaryRefugeOfSouls

December 29, 2022

Blessings beloved ones,

I, “a soul”, am presenting to followers of this blog, MaryRefugeOfSouls, the first of two articles, which I hope will help people looking to preserve and maintain their wealth in this challenging time when much paper (fiat) money is losing value due to inflation. This first article is about silver rounds and the next article will be about fractional gold. My hope is that both articles will help people prepare for these uncertain economic times. Please be sure to read both articles, so you can make the best informed decision for yourself. Please note that I am NOT a financial broker or dealer or tax or legal expert. So, I urge you to investigate further and seek professional help based on your situation. I am just giving you my opinions based on my personal experiences as a Christian believer. Note, I make no money and no commission on any of the links in this first article.

As followers may recall, I have written before about Miraculous Medal Medjugorje Silver Rounds offered by Century Silver Exchange (https://www.centurysilver.com). I have bought one ounce silver rounds from Century Silver for over a decade and they are a fantastic, caring Christian company to deal with. The silver spot price has fluctuated a lot during the more than 12 years that I have bought silver rounds. I have seen the silver spot price go between about USD $15 to a high of about USD $50 an ounce. Today’s average is about USD $25. Regardless of how much I have paid for my silver rounds, I have always felt that the rounds were worth the cost, because the holy images found on the rounds “sanctify” the rounds making them “honest money” for when it comes time to use them (when the economy collapses). Today, I have collected several one ounce Miraculous Medal Medjugorje Silver Rounds, usually buying a few rounds one-two times a year. They come in airtight coin tubes, which is very important for keeping silver from oxidation (tarnishing). The rounds that I bought over a decade ago still look as beautiful today (2022).

I did not know how important it is to keep silver in airtight containers until recently. Unfortunately, I made a mistake years ago and bought some Valcambi Combibars — 100 gram bars in silver. Although I paid a good price for them (because silver was much cheaper years ago), I did not realize that they would oxidize in their officially sealed assay holders. So, today, the combibars are showing oxidation and there is no way for me to clean them without breaking the seal. I am really disappointed by this and I do not recommend Valcambi Silver Combibars to anyone. The Valcambi Gold Combibars are OK, because gold does not oxide (tarnish).

I had bought the silver combibars because I wanted silver in smaller increments than one ounce, but they are not worth it in my opinion, unless you know how to properly store them. Also, today, precious metal dealers are commanding about $150 or more for a 100 gram Valcambi Silver Combibar and they only have about $100 actual value of silver. So, you are paying about a $50 premium for the convenience of having a 100 gram silver bar divisible into smaller one gram increments. It is simply not worth it, especially with the oxidation issues.

Instead, if you are looking for silver in smaller increments – either 1/2 ounce, 1/4 ounce, or 1/10 ounce, you can purchase up to 10 of each at a time in Miraculous Medal Medjugorje Silver Rounds on the Century Silver Exchange website. They will come in airtight coin tubes and yes, the fractional rounds that I bought several years ago still look beautiful. The only reason that I ventured out with buying the Valcambi Silver Combibars is because I was trying to get a better value for my dollar, but my oxidation issues prove I was buying the bars for the “wrong” reason. Clearly, if possible, it is far better to get silver with holy images, which sanctify your wealth and might one day result in a person’s conversion.

Early on, when I was first starting out, I did buy several 1/10 silver ounces with a US Walking Liberty design from a different mint and kept them in airtight coin tubes. These smaller rounds also look very nice today, but they are also stamped with the words, “In God We Trust”. So, I do believe that if you want silver in smaller incremental amounts, it is important to recognize God somehow in the design. A definite lesson learned for me!

When I was first starting out over a decade ago in buying silver rounds, there really were not a lot of choices for Christian designs on silver. Basically, the only cost-effective choice was the Miraculous Medal Medjugorje Silver Rounds. However, today (2022), there more options on the bullion market.

In this article, I want to introduce you all to the Scottsdale Mint in Arizona, USA (https://www.scottsdalemint.com). I want to recommend them for both their “Jesus” coin collection and their “stacker” rounds and bars. First, let me discuss their Jesus coins. Their Jesus coins are actual legal tender (currency) in the country of Samoa. Note, Samoa is different from American Samoa, which is an official territory of the USA. In contrast, the country of Samoa broke away from New Zealand and used to be known as Western Samoa until 1997. It is a very Christian island nation and it shows in their money, especially, with having Our Lord, Jesus Christ, on their coins.

Minted by Scottsdale, their Jesus coins are notable for three reasons. One, the Jesus one ounce and 1/2 ounce silver coins are cheaper to buy than the equivalent Miraculous Medal Medjugorje Silver Rounds. Two, you can buy the Jesus coins in gold. And three, a significant portion of each coin is donated to charity, especially, benefiting African children. I do know with the Miraculous Medal Medjugorje Silver Rounds, a portion benefits the Caritas Community in Alabama, USA, which I believe in supporting as the world’s largest Medjugorje apostolate. However, the exact amount that Caritas receives is not disclosed online. In contrast, the exact USD given to charity by Scottsdale Mint for each coin can be found on their website. It varies depending on the coin increment and precious metal.

Besides the Jesus coins, the Scottsdale Mint also produces their “stacker” silver rounds and bars. I like them, because their mascot is a lion with a crown — definitely, a subtle nod to Christianity, the Lion of Judah, Our Lord, Jesus Christ. They come in increments of 100 gram, 2 ounce, and 5 ounce silver rounds, as well as 10 ounce, one kilo, and 100 ounce silver bars. The silver rounds and bars are called, stackers, because you can inter-mix them, as you do not need the same kind for them to “lock” together creating a stack. So, all the different rounds will stack together, likewise, with the silver bars.

Depending on the quantity, you may receive the silver rounds in coin flips, coin capsules, or coin tubes. Make sure they are airtight, otherwise, you may need to buy separate airtight containers for the silver rounds, or you may need to store the larger bars with a dehumidifying crystal which will slow down oxidation. I have found that the company called SD Bullion (https://sdbullion.com) is a good choice for fair prices on silver rounds / bars from Scottsdale Mint, as well as for coin containers, dehumidifying crystals, etc. You can also purchase coins / rounds / bars directly from Scottsdale Mint. Both companies will cater to international buyers and ship outside the US.

In closing, I want to address why I believe it is important to prepare monetarily now. Clearly, everyone is concerned as our world economy seems to be imploding and the costs of goods and services is escalating. Owning gold and silver is an excellent hedge when paper money loses it value, especially, when an economy is collapsing. I believe in owning both for many reasons. Firstly, both gold and silver are sound money, having been used as currency by governments and nations for thousands of years. It is also biblical being recognized in Sacred Scriptures as honest money.

Owning gold and silver also gives peace of mind when paper (fiat) currency gets devalued which earns less purchasing power over time. During times of trouble, gold and silver naturally increase in value while paper currency falls in value. It has intrinsic value, as once you have a gold or silver piece, it maintains its weight and purity. Meanwhile, paper currency can be ripped apart, burned, or destroyed. Paper is as plentiful as trees, while there is decreasing finite amounts of gold and silver in various mines in the world. Paper currency is only as valuable as how many people believe in its perceived value. But, if people loose confidence in it, paper currency becomes worthless – sometimes overnight.

Also, it is good to own both a mix of gold and silver, because while gold is sometimes confiscated by governments in a currency crisis, less so with silver. Also, silver is at an excellent buying price compared to gold. Currently (2022), the spot price for an ounce of gold is about USD $1,800 versus the spot price for an ounce of silver is about USD $25. Historically, though, the ratio has been 17 ounces of silver equaling one ounce of gold. So, hypothetically, if the economy were to collapse, if gold simply maintained its value, silver might increase to USD $105 an ounce. However, that is clearly, a very conservative estimate. For example, at one time in ancient Eypgt, 3 ounces of silver equalled one ounce of gold. So, I believe it is a good idea to own both gold and silver, because both have the potential to significantly increase resulting in preserving your purchasing power and hard-earned wealth.

Finally, I want to add that owning silver in smaller increments like 1/2, 1/4, and 1/10 ounce rounds is also a good idea, because while silver is a good value now, if it increases significantly per ounce, you will need smaller increments to pay for common household goods and services. Currently, I only invest in silver rounds and silver bars that are 0.999% in purity. I do not invest in US pre-1965 silver coins, which are about 90% in purity. This is simply because it is easier for me to keep track of what I own in silver ounces and grams. Honestly, I do not know much about the US silver coin market, but if I ever have the time to learn more and invest in US pre-1965 silver coins, I will update you all with my thoughts. Meanwhile, for me, having 0.999% silver rounds and bars are the best method.

Thank you for considering my words. I hope that this article proves helpful to you all.

God bless,
a soul

Further Notes:

  • Spot price is the asking price for a precious metal on the international currency / commodity markets. Typically, precious metal dealers and exchanges will add a premium above the spot price so they can cover mint manufacturing costs, insurance, etc., and to earn a profit. So, for example, while the spot price for an ounce of silver might be USD $25, the buyer will likely pay $30 or more for the finished coin or round.
  • Coins typically have more valuable because they are backed as currency by a recognized government. However, a one ounce coin and a one ounce round with 0.999% purity have exactly the same amount of gold or silver in the pieces. So, minted rounds can have the best cost value over minted coins, because they can be cheaper to buy for the same content of gold or silver. Note, silver rounds can also cost more if they are minted and sold as collectibles.
  • Both gold and silver are measured in units of troy ounces and grams. Troy ounces are not the same as the avoirdupois ounce, which is the United States customary and British imperial ounce. A troy ounce weighs more than an avoirdupois ounce.
  • One troy ounce equals 31.1034768 grams. 100 grams equals 3.21507466 troy ounces.
  • One avoirdupois ounce equals 28.349523125 grams. Copper is often measured in avoirdupois ounces. I do not recommend copper as an investment due to oxidation issues.
  • Oftentimes, mints will add 1/100th of an ounce more gold or silver to their products, so they will measure at least the minimum necessary to meet or exceed standards for international trading. So, for example, a troy ounce will be at least 31.1034768 grams worth of gold or silver, but usually a 1/100th more. Same, for products measured in grams, etc.

VIDEO – 7 Things I Wish I Knew As A Beginner Silver Stacker (15:26 minutes)
https://youtu.be/BtKJABSPExo

VIDEO – How to Clean Silver Coins at Home (Cheap and Easy!) (3:20 minutes)
https://youtu.be/gZmXjt5H_q8

ALSO SEE:

December 2022 – Article #2 of 2 – My Experiences and Recommendations on Buying Fractional Gold (Goldbacks) – By a soul – MaryRefugeOfSouls
https://maryrefugeofsouls.com/2022/12/30/december-2022-article-2-of-2-my-experiences-and-recommendations-on-buying-fractional-gold-goldbacks-by-a-soul-maryrefugeofsouls/

PREPARE FOR THE WARNING – Top Priority Six – How To Prepare Financially For The Coming Economic Collapse

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PREPARE FOR THE WARNING
Top Priority Six – How To Prepare Financially
For The Coming Economic Collapse

Blessings! I, “a soul”, have been asked for some advice by a devoted blog follower of MaryRefugeOfSouls, on how to prepare financially for the coming economic collapse. Now, upfront, I am not licensed in any way as a financial adviser, broker, tax consultant, attorney, etc., however, I feel that this is a very good topic to address with you all as a fellow Christian. If you are like me, then you likely believe that the entire world is about to be turned “upside down” by direct divine intervention of the Great Warning (Illumination of Conscience) and so, we might only have a short window of two-three months to strategically prepare in a financial way. And so, I want to share with you the things that I am doing or would do if I have the opportunity in this tight window of time.

Firstly, please understand that much of what I am going to say will apply specifically to my fellow Americans. However, I hope that many people living in other countries can adapt what I say to their own circumstances. Because no one will be unaffected by the worldwide economic collapse that is coming. So, everyone needs to prepare in some way given whatever financial situation they are living in. It is important, as Our Lord, Jesus Christ, recently said to Australian Catholic seer, Valentina Papagna (See message: June 27, 2020, http://valentina-sydneyseer.com.au), that the economy of every country in the world will be collapsing because all countries are so interdependent. The coronavirus (Covid-19) has certainly revealed this fact to everyone. The only deciding factor is timing—as some countries are more resilient than others to withstand certain financial shocks, etc. But, the economy in each country of the world will eventually collapse—which is also supported by Sacred Scripture—as the Book of Revelation certainly prophesies the coming worldwide economic union under the reign of the antichrist, the mark of the beast needed for financial transactions, etc.

So, to begin, as I have written about this topic a few times, I suggest that you review these two writings, as they will help further in understanding what might be taking place very soon:

Prepping for an Economic Collapse – Silver Rounds/Silver Coins
https://maryrefugeofsouls.com/2019/01/03/prepping-for-an-economic-collapse-silver-rounds-silver-coins/

Signs of the Times – Prophecies about a Pandemic Virus and Worldwide Economic Collapse – MaryRefugeOfHolyLove
https://maryrefugeofsouls.com/2020/02/23/signs-of-the-times-prophecies-about-a-pandemic-virus-and-worldwide-economic-collapse-maryrefugeofholylove/

Now, please understand that what I am about to say applies to all of my fellow Americans. This is not an “if” but “when” the U.S. dollar starts to become unstable, it will affect all Americans in whatever financial situation that you are living. Father Michel Rodrigue of Canada has indicated that “October 2020” is the big month for the start of end time events; and personally, I, “a soul”, do believe that one, satan is going to “hit hard” through the deep state to affect all aspects of the American way of life before the U.S. Presidential election in early November, and two, the Great Warning (Illumination of Conscience) will likely take place at that time before satan can fully unleash all chaos, etc. Also, I, “a soul”, believe that these two deciding factors, one, if U.S. President Donald Trump remains in office for a second term, and two, if the USA abolishes abortion, will be the “make-or-break” deal if God has pity (mercy) on all of us by allowing our country—America—to survive to fight against the reign of the antichrist during the Apocalypse. Thus, it seems foreseeable that the Great Warning will take place before the U.S. Presidential election to counter and create a brief reprieve from the madness of satan and the forces of hell that will be striking then.

So, if the dollar starts to become unstable before the Great Warning—or, the dollar becomes unstable as a result of the Great Warning—certain events are likely to happen. Most people who are currently working will likely lose their jobs (unless their job is part of the military, or part of essential segments of the federal or state governments, etc.). A lot of treasury and state and local government bonds will be called in as investors will be demanding immediate liquidity—their earned cash with interest. This will cause instability in all levels of the U.S. government which will lead to many government bankruptcies. Also, because a lot of bond investors are foreigners, like China, etc., this will result in the long-term likelihood of war with such affected countries, etc. These countries will justify such wartime actions by seeking land and property in lieu of dollar-backed substitutes, etc.

(Note, this is why there will likely be another more deadly virus unleashed by China in the near future in the U.S. In their own military speeches, China has admitted this is their military strategy for conquering the West—by killing most of the population in advance of a military strike so they can take over the land more easily and retain most of the infrastructure ready for repopulating, etc.).

Also, as a result of dollar instability, all government payments will be halted. So, people will no longer receive federal, state, and local pensions, etc. All payments from Social Security, disability incomes, welfare, unemployment, etc., will be stopped. And, of course, any secular equivalents, such as private pensions, company retirement accounts, etc., will collapse—along with the stock market, etc. All of these things will then lead to famine, as there will be no money to pay anyone to harvest crops and there will be a broken supply chain to bring food to the market, etc.

I am sorry to have to paint such a bleak picture for the future, but these are the consequences that will generally result when the dollar finally fails. How quickly such things happen—whether as a sharp downward spiral or a “gentler” collapse over a course of several months—is dependent on the outcome of the U.S. Presidential election, whether abortion is abolished, and yes, prayer. For example, Papa God said recently at Holy Love Ministries (https://www.holylove.org) that He has as many plans for mankind as there are angels in the universe. So, I am certain that Papa God has strategies to help us out of this huge mess—but, right now, our country is so fragmented. Many people are becoming anarchists (and communists) destroying our common heritage and the only way for our country to have a chance to survive is through patriotic unity—one union under God.

(Please see related: * * * IMPORTANT * * * THE IMPERATIVE DIRECTIVE – The Only Survival Chance For America – Deciding The Fate Of The World
https://maryrefugeofsouls.com/important-the-imperative-directive-the-only-survival-chance-for-america-deciding-the-fate-of-the-world/)

Anyways, there are other bad consequences that will likely happen in the future. However, I just want to give a general picture of certain events that will most likely happen—so, that people have a context to understand why they need to prepare. This blog, MaryRefugeOfSouls, is not a financial blog, and so, likely, many followers do not follow financial markets or consider what might bring about an economic collapse. I, myself, am not an expert on such matters, but I did study international economics as part of my advanced degree (many years ago!), so I have a basic foundation to at least share with you all on how things work (cause and effect), etc.

And so, how does one prepare financially for what will be coming? Well, before you consider any financial moves or wealth preservation, the most important thing that you need to do first is store some food and water. As explained in “Top Priority One” (see link below), you need at least 10 days / 3 months / one year of stored food and water. Different chosen messengers have been told varying amounts for extra food and water – it really depends on your circumstances and how the economic situation will play out in your country – but, the most important thing is that you have something set aside to be multiplied by the Lord(!). So, do not be worried if you have limited money or space for extra food and water. The Lord has promised to meet the needs for those who trust in Him even before the call to leave for the refuges. But, you must show that trust by preparing in advance for Him to be able to take care of you!

Now, this is not a financial need, but especially, if you have poor health or suffer from a chronic condition or take daily medication as a necessity, I suggest that you consider my recommendations in “Top Priority Four” (see link below). Because access to any healthcare—no matter if it is public health like Medicare or private medical insurance—will become non-existent when the dollar starts to lose value or in the aftermath of the Great Warning.

The next immediate need is to have secure shelter. If you have the means, I strongly suggest that you pay off any mortgage you have on your primary home. Paying off any mortgage will give you options, such as establishing a refuge on your primary residence, and honestly, doing so gives you such an incredible peace of mind knowing that no matter what happens, you are not beholden to a banker or landlord.

Now, if you are a renter or cannot pay off your mortgage, you are going to need several months worth of rent or mortgage payments (suggest, six months) set aside for the transitional period before everyone is called to the refuges. I know that six months worth of money sounds like a lot for many people. But, thankfully, it is not as difficult as you think. Why? Because cash will be worthless.

First, I strongly suggest that people move their money out of the stock market, bond market, and any dollar-back instruments NOW. When the dollar starts to become unstable, there will be a run on the banks. This means that many people will be rushing to the banks to withdraw all their money held in cash. And several things will result. One, the banks will limit the amount of cash that you can withdraw. So, let’s say, you have $10,000 in savings. The bank may limit you to only withdrawing $500. Also, it is my understanding that there is a current federal law (from the Obama days), that if the stock market or banks start to fail, the federal government can freeze all money held in bank accounts and government-regulated retirement accounts (such as IRAs, 401(k)s, etc.), to help prop up the stock market and banks, etc.

Yes, I just wrote that. So, yes, a lot of people are going to lose a lot of their life savings soon in the coming economic collapse if they do not act NOW to preserve it. Also, it is my understanding that if the dollar becomes unstable and there is a run-on banks, then at that point, the banks will be closed as a federal holiday will be declared that might last as long as two weeks. Then, the banks will be re-opened with a new gold-backed currency (like strategic drawing rights—see Wikipedia). This will mean that the dollar will no longer be a reserve currency in the world and will be essentially worthless.

Now, please understand that much of the reason that the U.S. dollar has financial strength and is accepted as currency by other countries, is because both the American people and other nations believe that the U.S. dollar has value as a means of exchange. People trust that the U.S. government will honor its debts and the American people find value in exchanging their time and working for dollars, etc. However, the dollar is simply paper made from trees and we all know that trees are plentiful everywhere, etc. So, if people no longer trust in the U.S government and no longer value working for dollars, then the dollar becomes worthless because it is paper. It is all about perception—a ninja mind trick.

So, what must you do? Firstly, you need to limit the amount of cash that you hold in bank savings—just enough for the basics (how ever you define it). Secondly, you need to have enough cash on-hand (in your physical possession) to meet expenses for a two-week to one month period. Such money will be used to cover your household during the period a federal holiday is called and the banks are closed (note, ATMs will also be shut down).

And thirdly, you need to exchange as much of your money into hard currency – gold and silver. Why? One, both gold and silver have intrinsic value. There is a limited supply of gold and silver in the world (not like trees) and they can serve a variety of purposes—not simply as money. For example, gold is used to make the holy chalice and holy paten to hold the Most Holy Eucharist; and silver is widely used in the health field, such as colloidal silver, surgical tools, etc. And two, both gold and silver are recognized as a Biblical means of exchange. This means that God has approved gold and silver to be used as money by mankind, which has happened historically for thousands of years.

And so, when I mentioned earlier about having six months worth of money set aside for possible expenses before the call for the refuges, it should be held in hard currency – gold and silver. Note, I mean gold and silver bars / coins / rounds and not stock in gold or silver—because, truthfully, that is as bad as paper money (another ninja mind trick). Such gold and silver needs to be in your physical possession – in a safe place in your home or on your property. Why? Because if you store your gold and silver in a safe deposit box at a bank or private vault, you will never get access to it—because everyone will be running at the same time to access their deposits and such places will be closed. Or, if you are able to access your gold and silver, you will likely be robbed upon exit of such places—because society will likely be collapsing making conditions unsafe, too.

Also, I am not joking by giving this advice, but if you plan to bury your gold and silver on your property, you need to think strategically. As you need to set-up a lot of metal decoys in and on the ground surrounding the burial spot. Why? Otherwise, your buried gold and silver will be easily found by a metal detector.

Note, the use of gold and silver can be outlawed by the federal government, especially, as a way to force people to transition to electronic money only and to take the mark of the beast (embedded microchip). So, depending on how much time there is between the start of the economy collapsing and the call to the refuges, there may come a point when gold and silver can only be used on the “black market”—that is why it is very important to have extra food and water on-hand to be multiplied by the Lord and, if you can, to start a home garden. I suggest using heirloom seeds for your garden and to have extra seeds on-hand to barter with others. (For those with limited space, such as an apartment, research “container gardening”).

Also, be aware that the federal government does track how much gold and silver is purchased from brokers by individuals in the U.S. So, if they know you have a large amount on-hand—and the government is taken over by the deep state (God, please help us to re-elect Donald Trump!)—do not be surprised if that person with a metal detector on your land is a federal agent! So, if you have trustworthy relatives or friends, you might want to ask them if they can help store your gold and silver—because such transactions are unrecorded so the government will not know!

So, now, the question is how much gold and silver will you need? Well, this is the best part! If you are like me (dirt poor), you actually do not need much on-hand. Why? Because when the dollar becomes unstable, the value of gold and silver will skyrocket and go through the roof! Truly, they will become immeasurable. Today, as I write this commentary, the spot price for gold is about $1,840 per one troy ounce and the spot price for silver is about $21 per one troy ounce. And honestly, in a dollar failure, I could easily see (my own opinion) one troy ounce of silver going from $21 to $1,840 (today’s price of gold) and who knows how much gold would increase by. But, a few ounces of gold might end up being enough to pay off the mortgage on a person’s home. Also, silver is rarer to mine—the supply is less than gold—and it has a lot more applications—it is more useful than gold. For example, silver is used a lot in electronics, like cell phones, etc., as it is the best metal conductor for heat and electricity. Also, colloidal silver can be used as a natural treatment for tooth decay and, prior to the invention of refrigerators, silver coins were used to keep milk and water fresh longer. Tip, if you are using barrels to store water for the coming famine, drop a silver coin in each barrel as it will prevent bacteria from forming.

Thus, storing your wealth in silver could end up being very lucrative, as silver has more potential to exponentially increase in value compared to gold—simply because it is cheaper to purchase now so you can own more ounces, especially, if you have limited funds. Also, buying the daily things that you need for your household will be easier to do if you have silver than gold. Because, honestly, whatever the value of gold ends up being, the use of gold will become only suitable for large money transactions, like paying off a mortgage or buying land, etc., or simply, preserving large amounts of family wealth, etc. So, people should consider silver as the primary currency in exchange for your cash.

Now, I want to address a few fundamentals here. Firstly, people may be wondering why silver is so much cheaper in comparison to gold. Well, the reason is simple. It is because the financial markets—including the value of commodities such as gold and silver—are manipulated by the Wall Street bankers. Sorry, to burst your bubble if you thought that the stock market, etc., was “fair” to the little guy. But, all of the financial markets are manipulated—which is easily done and hidden—because the many daily micro-transactions are mostly completed by fast-paced, high-tech computers. Seriously, I do not know much about the intricacies of the stock market—and I do not mean to offend anyone if this is your actual job—but, it appears to me that all the brokers you see on the floor of the New York Stock Exchange are just there for show. Honestly, I do not understand how it works, because by the time one broker calls out an asking price for a stock and another broker accepts it, a turbo-charged computer could have easily calculated thousands of micro-transactions during the same duration of time.

In any case, I want to say, I got out of the stock market years ago, because of ethical concerns. It is OK if you are able to buy individual stocks so you can examine the background of each company, but most company retirement funds are set-up with only mutual funds as the options. And sadly, most mutual funds have exposure in various healthcare and pharmaceutical companies that deal with the abortion industry in some way. So, with my small retirement account—in the end—I only felt comfortable investing in real estate companies, government bonds, and cash holdings, etc. Because, very truthfully, I felt like I was earning blood-money on the aborted lives of unborn babies. I even went to Confession as the weight of guilt from supporting a booming economy built on abortion for many years felt so heavy upon me. I was so restless in my soul—knowing that I was somehow contributing to abortion was always in the back of my mind. I was so relieved when I could finally get out of the stock market altogether.

I know that many people do not have many options for their company retirement funds. Especially, if you cannot pull out your money before the economic collapse happens. I also know that many people have stopped contributing to their company plans, because they realize that such money will be lost in the end. However, even if such money is lost money for you, please consider reviewing how the money is distributed in your account. If you suspect that any of the mutual funds or stocks that you own could be supporting the abortion industry, I sincerely suggest that in the remaining time left, you move such funds to a real estate or commodity fund or government bonds or cash account. Peace be with you.

Alright, back to gold and silver… Financial manipulation! Truthfully, the price of silver is so manipulated to keep it artificially low that a few times, it has cost more to mine one troy ounce of silver than the spot price earned by the silver mines at the market! Yet, the price of silver continues to be kept artificially low, because if silver were allowed to be priced in the commodity market at its true value today—even before any dollar instability—well, no one would be able to purchase a lot of different goods (yes, Apple needs to make profits on their I-phones!). Also, by law, the federal government no longer recognizes silver as a type of monetary currency. Unlike gold, silver is simply treated like a junk metal in the commodity markets. That is why the gold spot price is so much higher than the silver spot price, because gold can be used as official money in domestic and international markets. That is also why, only gold is minted as “coins” and not silver. Because anything designated by the name “coin” is technically a type of currency. So, there is no such thing as silver “coins”—instead, they are called silver “rounds” (yes, another ninja mind trick!).

Meanwhile, in the beginning, when the coronavirus pandemic started to be realized as a real concern by much of the public, one of the biggest banks in the world, J.P. Morgan, quietly bought up almost two months worth of the WORLD’S supply of mined silver! I know this, as I took the last bit of my small savings and exchanged the dollars into silver—it took several weeks longer than usual to finally receive my “rounds” in the mail. The silver market worldwide was practically wiped-out!

Strange, how such a large bank would decide to buy so much “junk” metal… Ah, yes, folks, follow the money! Truly, if you only have a small bit of cash on-hand—if silver is good enough for J.P. Morgan, well, you know the rest…

Also, I share these figures for those who want to crunch numbers as to how much gold versus silver might be worth now and potentially in the future. This might be helpful as you consider things like paying off your mortgage before or after a dollar failure, etc. The standard gold-to-silver ratio in troy ounces has been historically consistent at between 1:12 to 1:15 among various governments (who set the ratio by law) over the past several hundred years. Also, gold and silver can be measured in grams or in troy ounces today. So, 31.10348 grams equals 1.0000001 troy ounce. Also, precious metals such as gold and silver are measured by troy ounce not by the traditional ounce. So, note, one troy ounce is about 10% heavier than one traditional ounce. Do not get swindled, for example, if you are trading gold or silver jewelry—make sure the proper meter machine is used, etc.

Again, I am not a financial or tax adviser, but as a fellow Christian, I share this advice as it may help you consider your options. If you are working and much of your money is tied up in a company retirement fund, like a 401(k), etc., usually such money can only be accessed if you no longer work for that company. However, your company may allow you to access at least partially some of the money by taking out a loan. Instead of making retirement contributions, your paycheck contributions would be applied to paying back the loan; and yes, if you lost your job, the loan would become immediately due. However, if you truly believe like me that the Great Warning will be happening in a few short months, and you use the loan money to purchase gold and/or silver, then as I have shown you, the value of gold and silver will be skyrocketing in a dollar failure. So, in the end, you might have enough hard currency to one, pay off your mortgage, two, enough money to meet your household expenses for a few months, and three, enough money to pay back the loan if it is required should you lose your job, etc. Also, whatever happens, gold and silver will always maintain some intrinsic value—paper money is inherently riskier by its very nature.

Also, as you consider what to do with your retirement money, you may come across in your research “self-directed IRAs” which allow you to purchase gold or silver as bars / coins / rounds. However, I do not recommend doing this. Why? Because you have to use an account custodian as the intermediary to buy, insure, and store your bars / coins / rounds. So, you never actually see your hard currency or take physical possession of the gold or silver. This is a bad idea as one, your custodian could swindle you without your knowing; two, this is worse than the idea of having a safe deposit box as you will never be able to access it during an economic collapse; and three, the federal government could easily freeze the money (basically, confiscate your life savings!). The whole premise in having some of your money in gold and silver is to protect what you have earned if the dollar fails. So, you actually need your hard currency to be in your physical possession. That is the only way to have financial security for the future.

Now, I know that I have given many people a “big lesson” that they likely were not expecting in this commentary, but I am almost done. I have done this, because as a fellow Christian who honestly cares for each blog follower and their welfare, I have provided all the information I have deemed necessary to make an informed decision with your money. Because, honestly, with such a short window of time—two to three months or possibly a little longer until the Great Warning happens—such information has been personally helpful to me and it is crucial—especially if you are not familiar with any of this stuff—to know the “essentials” and not “fluff”. I have no financial stake nor any interest in how you use your money. I just want to help.

Alright, I have two recommendations for brokers! This is meant mainly for Americans, although it might benefit Canadians, too.

Firstly, I recommend Century Silver Exchange (https://www.centurysilver.com) if you are interested in purchasing silver rounds. They are founded by Christians (Catholics!) and all they sell are “Medjugorje Miraculous Medal Silver Rounds”—which are gorgeous in appearance. I recommend them, because your money will be sanctified—imagine all your Miraculous Medals blessing every person who uses them and it is a great way to introduce people to the Blessed Mother and the significance of Our Lady of Medjugorje! Also, they charge the least mark-up (their profit) on top of the spot price for silver rounds compared to all other competitors in the U.S. market. This is because they are a non-profit organization, and at the end of the year, if they have any left-over money after meeting all expenses, it is donated to Caritas of Birmingham—the largest Medjugorje apostolate in the world (https://www.medjugorje.com). In addition, although you can do your purchase transaction fully online, they encourage people to call them, especially, first-time investors. As they are very friendly and will spend as much time as needed so you are fully confident that all your questions are answered. Also, although most people purchase rounds by troy ounces, they do sell smaller sizes such as by 1/2 oz. 1/4 oz, and 1/10 oz. If possible, I recommend buying a mixture of sizes, because as I shared earlier, it is my opinion that silver ounces will skyrocket if the dollar becomes unstable. And if spot prices are already $21 for one troy ounce today, if we pretend that food costs stay the same, well, it is easy to see that you will need some smaller sized rounds on-hand to pay for such basic necessities.

Although I prefer Century Silver Exchange, I do have a second choice for you all! Now, the major reason I am providing a second choice is because of timing. Because Century Silver Exchange deals in one specialty round, you are buying rounds that still have to be minted from the silver mines. And this whole payment and minting process takes some time as they do not carry any product on-hand. So, before your purchase, you need to ask them what is the rough arrival estimate for when you will have the silver in your physical possession. As I believe that the end time events will be starting during October, as I write this commentary, it is late July. So, if you act upon my advice very soon, I believe that most people will be alright in receiving their silver in-hand before October. However, if you first read this commentary in late September, well, the arrival estimate might not work for you to receive your silver in-hand before October, etc.

Hence, the need for a second choice. Also, you may want to put some of your money in gold or purchase more silver in smaller sizes. My second choice also only sells the hard currency that he has physically on-hand. This is important, because you will be able to receive your hard currency more quickly. So, you might want to hedge your timing bets, by splitting your money between both brokers—by using Century Silver Exchange for the bulk of your money and buying a lesser amount with my second choice, so you have at least some hard currency on-hand sooner. Finally, my second choice is a smaller broker. This is important, because many of the online brokers are significantly larger as they deal worldwide. So, they buy by large volumes their hard currency and sometimes, they can be sold-out of product. However, by being a smaller broker, my second choice can gain access to product at the mints that is only available in smaller quantities.

And so, who is my second choice? It is Renaissance Precious Metals (https://sqmetals.com), which is run by Steve Quayle, a well-known (Protestant) Christian and well-respected businessman. I believe that the Holy Spirit led me to Steve, because he is the top expert on giants (as mentioned in the Holy Bible), demonic aliens, transhumanism, the mark of the beast—really, he is an expert in a lot of unique fields and he has many fortes, etc. Of note, I should mention that he is one of the few leading Christians who does not believe in the Rapture. This is due to an encounter that he had with the Lord Jesus Christ in his young adult years that radically changed the direction of his life. As part of the encounter, Jesus gave him an extensive vision of future End Time events, which is the main reason that he believes the Rapture is a false belief. Although I do not share in all his Christian beliefs, I do believe that the Lord has used Steve as His instrument to bring to light many vital topics that all Christians need to consider in these End Times—many things that no priest, no theologian or scholar in the Catholic Church would ever research or consider discussing openly with others. Finally, I find Steve to be an honest and sincere person, as well as a genuine and hard-working Christian.

In conclusion, I have more item to share with you all (such a big lesson, huh?). If you ever need to clean your gold or silver, I recommend that you use either alcohol (vodka) or vinegar. Especially, for any silver that will be used to create colloidal silver or to keep water in barrels from molding, etc. This is because such silver will be used for something related to human consumption.

God bless,
I love you,
—a soul

See related blog posts:

Jesus Christ to The Little Prophet of Love – “I AM going to bring My Warning this Autumn – It’s a chance to repent, it’s a day of mercy – It’s a time to reflect”
https://maryrefugeofsouls.com/2020/05/27/jesus-christ-to-the-little-prophet-of-love-i-am-going-to-bring-my-warning-this-autumn-its-a-chance-to-repent-its-a-day-of-mercy-its-a-time-to-reflect/

HIGH ALERT – Attention! Beware! There may be mandatory vaccinations in the Fall (2020) that may contain the Mark of the Beast (embedded microchip)
https://maryrefugeofsouls.com/2020/04/17/high-alert-attention-beware-there-may-be-mandatory-vaccinations-in-the-fall-2020-that-may-contain-the-mark-of-the-beast-embedded-microchip/

Please see these TOP PRIORITIES to PREPARE FOR THE WARNING:

PREPARE FOR THE WARNING – Top Priority One – Important Message from Our Lord, Jesus Christ, for the Warning (Illumination of Conscience) and Its Aftermath
https://maryrefugeofsouls.com/2020/07/06/prepare-for-the-warning-top-priority-one-important-message-from-our-lord-jesus-christ-for-the-warning-illumination-of-conscience-and-its-aftermath/

PREPARE FOR THE WARNING – Top Priority Two – Special Prayer for One Month to God the Father – Immunity from Hell for Your Loved Ones
https://maryrefugeofsouls.com/2020/07/06/prepare-for-the-warning-top-priority-two-special-prayer-for-one-month-to-god-the-father-immunity-from-hell-for-your-loved-ones/

PREPARE FOR THE WARNING – Top Priority Three – How To Counsel Those Who See Hell And Are Scared Of The End Times (For Aftermath And At Refuges) -MaryRefugeOfSouls
https://maryrefugeofsouls.com/2020/07/10/prepare-for-the-warning-top-priority-three-how-to-counsel-those-who-see-hell-and-are-scared-of-the-end-times-for-aftermath-and-at-refuges-maryrefugeofsouls/

PREPARE FOR THE WARNING – Top Priority Four – Pray to Our Lord, Jesus Christ, to be Fully Healed During the Great Warning (Illumination of Conscience) – MaryRefugeOfSouls
https://maryrefugeofsouls.com/2020/07/14/prepare-for-the-warning-top-priority-four-pray-to-our-lord-jesus-christ-to-be-fully-healed-during-the-great-warning-illumination-of-conscience-maryrefugeofsouls/

PREPARE FOR THE WARNING – Top Priority Five – How To Tell Your Family and Friends About The Great Warning (Illumination of Conscience) and the Refuges – Also, Is The Rapture True?
https://maryrefugeofsouls.com/2020/07/19/prepare-for-the-warning-top-priority-five-how-to-tell-your-family-and-friends-about-the-great-warning-illumination-of-conscience-and-the-refuges-also-is-the-rapture-tr/